Laserfiche WebLink
BUSINESS LIABILITYCOVERAGE FORM <br />(1) <br />Ifmorethanonelimitofinsuranceunderthis Immediatelysenduscopiesofany <br />policyandanyendorsementsattachedthereto demands,notices,summonsesor <br />appliestoanyclaimor"suit",themostwewillpay legalpapersreceivedinconnection <br />underthispolicyandtheendorsementsisthe withtheclaimor "suit"; <br />singlehighestlimitofliabilityofallcoverages <br />(2) <br />Authorizeustoobtainrecordsand <br />applicabletosuchclaimor"suit".However,this <br />other information; <br />paragraph does not apply to theMedicalExpenses <br />(3) <br />Cooperatewithusintheinvestigation, <br />3. <br />limit set forthinParagraph above. <br />settlementoftheclaimordefense <br />TheLimitsofInsuranceofthisCoveragePartapply <br />againstthe"suit";and <br />separatelytoeachconsecutiveannualperiodandto <br />(4) <br />Assistus,uponourrequest,inthe <br />any remaining period of less than 12 months, starting <br />enforcementofanyrightagainstany <br />withthebeginningofthepolicyperiodshowninthe <br />personororganizationthatmaybe <br />Declarations,unlessthepolicyperiodisextended <br />liabletotheinsuredbecauseofinjury <br />after issuance for anadditional periodoflessthan12 <br />ordamagetowhichthisinsurance <br />months.Inthatcase,theadditionalperiodwillbe <br />may also apply. <br />deemedpartofthelastprecedingperiodforpurposes <br />d.ObligationsAt TheInsured's Own Cost <br />ofdeterminingtheLimitsofInsurance. <br />Noinsuredwill,exceptatthatinsured'sown <br />E.LIABILITYANDMEDICALEXPENSES <br />cost,voluntarilymakeapayment,assume <br />GENERAL CONDITIONS <br />anyobligation,orincuranyexpense,other <br />thanforfirstaid,withoutourconsent. <br />1.Bankruptcy <br />e.Additional Insured'sOther Insurance <br />Bankruptcyorinsolvencyoftheinsuredorof <br />theinsured'sestatewillnotrelieveusofour <br />Ifwecoveraclaimor"suit"underthis <br />obligationsunder thisCoverage Part. <br />CoveragePartthatmayalsobecovered <br />byotherinsuranceavailabletoan <br />2.DutiesInTheEventOfOccurrence, <br />additionalinsured,suchadditionalinsured <br />Offense, ClaimOrSuit <br />mustsubmitsuchclaimor"suit"tothe <br />a.NoticeOfOccurrenceOrOffense <br />other insurerfordefenseand indemnity. <br />Youoranyadditionalinsuredmustseeto <br />However,thisprovisiondoesnotapplyto <br />itthatwearenotifiedassoonas <br />theextentthatyouhaveagreedina <br />practicableofan"occurrence"oran <br />writtencontract,writtenagreementor <br />offensewhichmayresultinaclaim.To <br />permitthatthisinsuranceisprimaryand <br />the extentpossible,notice should include: <br />non-contributorywiththeadditional <br />(1) <br />How,whenandwherethe"occurrence" <br />insured's owninsurance. <br />oroffensetookplace; <br />f.KnowledgeOfAnOccurrence,Offense, <br />(2) <br />Thenamesandaddressesofany <br />ClaimOrSuit <br />injuredpersons andwitnesses;and <br />a.b. <br />Paragraphsandapplytoyouorto <br />(3) <br />Thenatureandlocationofanyinjury <br />anyadditionalinsuredonlywhensuch <br />ordamagearisingoutofthe <br />"occurrence",offense,claimor"suit"is <br />"occurrence"or offense. <br />knownto: <br />b.NoticeOfClaim <br />(1) <br />Youoranyadditionalinsuredthatis <br />anindividual; <br />Ifaclaimismadeor"suit"isbrought <br />againstanyinsured,youoranyadditional <br />(2) <br />Anypartner,ifyouoranadditional <br />insured must: <br />insured is apartnership; <br />(1) <br />Immediately record the specifics of the <br />(3) <br />Anymanager,ifyouoranadditional <br />claimor"suit"andthedatereceived; <br />insured is alimitedliability company; <br />and <br />(4) <br />Any"executiveofficer"orinsurance <br />(2) <br />Notify usas soonas practicable. <br />manager,ifyouoranadditional <br />insured is acorporation; <br />Youoranyadditionalinsuredmustseeto <br />itthatwereceiveawrittennoticeofthe <br />(5) <br />Anytrustee,ifyouoranadditional <br />claim or"suit" assoon aspracticable. <br />insured is atrust;or <br />c.AssistanceAndCooperationOfThe <br />(6) <br />Any electedor appointedofficial, ifyou <br />Insured <br />oranadditionalinsuredisapolitical <br />subdivision orpublic entity. <br />Youand anyotherinvolved insured must: <br />FormSS 0008 0405Page 15of24 <br /> <br />