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(o) to cope with imminent danger to the employee's home or other valuable <br />property; or (d) when the existence of external circumstances beyond the <br />employee's control make it impractical for him or her to report for duty. For the <br />purposes of this section only, a "day" shall be defined as the number of hours of <br />work that an employee is required to work according to his or her specific workday <br />schedule. <br />K. Payment for Unused Sick Leave. <br />Definition. All employees, except for those involved in disciplinary termination, <br />shall be entitled to payment under the following provisions: <br />After ten (10) years of cumulative full-time service with the City, each <br />qualified employee shall be entitled to payment for one-third (1/3) of the <br />total sick leave benefit credited to his or her account upon the effective date <br />of such termination, not to exceed a maximum limit of 427 hours, at the rate <br />of pay in effect on the date of such termination. <br />a. At his or her option, an employee may convert the above lump sum <br />payment option into health insurance or long term care insurance <br />premiums to the extent necessary to provide the employee and his <br />or her designated eligible dependents, if any, with benefits under the <br />health insurance program maintained by the Association. The City's <br />obligation to pay such premiums shall be terminated when the sum <br />of premiums paid equals one-huandred fifty percent (150%) of the <br />amount of the lump sum payment that the employee would have <br />received for unused sick leave benefits had this option not been <br />elected, not to exceed a maximum of 640 hours. <br />After 15 years of cumulative frill -time service with the City, each qualified <br />employee shall be entitled to credit for two-thirds (2/3) of the total sick leave <br />benefit credited to his or her account upon the effective date of such <br />tertnination, not to exceed a maximum limit of 1,066 hours, calculated at <br />the rate of pay in effect on the date of such termination. This credit shall be <br />applied toward monthly health insurance premiums or toward long-term <br />care insurance premiums, beginning on the effective date of termination. <br />The City's obligation to pay such premiums to the Association on behalf of <br />the employee shall be terminated when the total credit as described above <br />has been exhausted. <br />After 20 years of cumulative full-time service with the City, each qualified <br />employee shall be entitled to one of two options: (a) payment for 1/3 of the <br />total sick leave benefit credited to his or her account upon the effective date <br />of such termination, not to exceed a maximum limit of 533 hours, at the rate <br />of pay in effect on the date of such termination, or (b) credit for 2/3 of the <br />total sick leave benefit credited to his or her account upou the effective date <br />of such termination, not to exceed a maximum limit of 1,066 hours, as <br />48 <br />