|
(2) For the purpose of determining the limits of
<br />insurance for incidental medical malpractice,
<br />any act or omission together with all related acts
<br />or omissions in the furnishing of these services
<br />to any one person will be considered one
<br />"occurrence".
<br />2. Exclusions
<br />This insurance does not apply to;
<br />a. Expected Or Intended Injury
<br />"Bodily injury" or "property damage" expected or
<br />intended from the standpoint of the insured. This
<br />exclusion does not apply to "bodily injury" or
<br />"property damage" resulting from the use of
<br />reasonable force to protect persons or property,
<br />b, Contractual Liability
<br />"Bodily injury" or "property damage"' for which the
<br />insured is obligated to pay damages by reason of
<br />the assumption of liability in a contract or
<br />agreement. This exclusion does not apply to liability
<br />for damages:
<br />(1) That the insured would have in the absence of
<br />the contract or agreement; or
<br />(2) Assumed in a contract or agreement that is an
<br />"insured contract", provided the "'bodily injury" or
<br />"property damage" occurs subsequent to the
<br />execution of the contract or agreement. Solely
<br />for the purposes of liability assumed in an
<br />"insured contract", reasonable attorney fees and
<br />necessary litigation expenses incurred by or for
<br />a party other than an insured are deemed to be
<br />damages because of "bodily injury" or "property
<br />damage", provided:
<br />(a) Liability to such party for, or for the cost of,
<br />that party's defense has also been assumed
<br />in the same "insured contract"; and
<br />(b) Such attorney fees and litigation expenses
<br />are for defense of that party against a civil or
<br />alternative dispute resolution proceeding in
<br />which damages to which this insurance
<br />applies are alleged.
<br />C. Liquor Liability
<br />'"Bodily injury" or "property damage" for which any
<br />insured may be held liable by reason of:
<br />(1) Causing or contributing to the intoxication of any
<br />person;
<br />(2) The furnishing of alcoholic beverages to a
<br />person under the legal drinking age or under the
<br />influence of alcohol; or
<br />(3) Any statute, ordinance or regulation relating to
<br />the sale, gift, distribution or use of alcoholic
<br />beverages.
<br />This exclusion applies only if you are in the
<br />business of manufacturing, distributing, selling,
<br />serving or furnishing alcoholic beverages.
<br />Page 2 of 18
<br />d. Workers' Compensation And Similar Laws
<br />Any obligation of the insured under a workers'
<br />compensation, disability benefits or unemployment
<br />compensation law or any similar law,
<br />e. Employer's Liability
<br />"Bodily injury" to:
<br />(1) An "employee" of the insured arising out of and
<br />in the course of:
<br />(a) Employment by the insured; or
<br />(b) Performing duties related to the conduct of
<br />the insured's business; or
<br />(2) The spouse, child, parent, brother or sister of
<br />that "employee" as a consequence of
<br />Paragraph (1) above,.
<br />This exclusion appii:es:
<br />(1) Whether the insured may be liable as an
<br />employer or in any other capacity; and
<br />(2) To any obligation to share damages with or
<br />repay someone else who must pay damages
<br />because of the injury.
<br />This exclusion does not apply to liability assumed
<br />by the insured under an "insured contract".
<br />f. Pollution
<br />(1) "Bodily injury" or "property damage" arising out
<br />of the actuall, alieged or threatened discharge,
<br />dispersal, seepage, migration, release or
<br />escape of "pollutants":
<br />(a) At or from any premises, site or location
<br />which is or was at any time owned or
<br />occupied by, or rented or loaned to, any
<br />insured. However, this subparagraph does
<br />not apply to:
<br />(i) "Bodily injury" if sustained within a
<br />building and caused by smoke, fumes,
<br />vapor or soot produced by or originating
<br />from equipment that is used to heat, cool
<br />or dehumidify the building, or equipment
<br />that is used to heat water for personal
<br />use, by the building's occupants or their
<br />guests;
<br />(11) "Bodily injury" or "property damage" for
<br />which you may be held liable, if you are a
<br />contractor and the owner or lessee of
<br />such premises, site or location has been
<br />added to your policy as an additional
<br />insured with respect to your ongoing
<br />operations performed for that additional
<br />insured at that premises, site or location
<br />and such premises, site or location is not
<br />and never was owned or occupied by, or
<br />rented or loaned to, any insured, other
<br />than that additional insured; or
<br />36049819 11 26-17 GL,AU, Urrb, WC, 5MEO/Cybez , hacking V Pat— C1) ] 6/'7/2017 1.0:57:20 AM ,110T) I Page. 3 of 15
<br />HG 1 00 0106 05
<br />
|