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c. While it is being moved from an aircraft, water-
<br />craft or "auto" to the place where it is finally de-
<br />livered;
<br />but "loading or unloading" does not Include the
<br />movement of property by means of a mechanical
<br />device, other than a hand truck, that is not at-
<br />tached to the aircraft, watercraft or "auto".
<br />12."Moblle equipment" means any of the following
<br />types of land vehicles, including any attached ma-
<br />chinery or equipment:
<br />a. Bulldozers, farm machinery, forklifts and other
<br />vehicles designed for use principally off public
<br />roads;
<br />It. Vehicles maintained for use solely on or next to
<br />premises you own or rent;
<br />c. Vehicles that travel on crawler treads;
<br />d. Vehicles, whether self-propelled or not, main-
<br />tained primarily to provide mobility to perma-
<br />nently mounted:
<br />(1) Power cranes, shovels, loaders, diggers or
<br />drills; or
<br />(2) Road construction or resurfacing equipment
<br />such as graders, scrapers or rollers;
<br />e. Vehicles not described in a., b., c. or d, above
<br />that are not self-propelled and are maintained
<br />primarily to provide mobility to permanently at-
<br />tached equipment of the following types:
<br />(1) Air compressors, pumps and generators,
<br />including spraying, welding, building clean-
<br />ing, geophysical exploration, lighting and
<br />well servicing equipment; or
<br />(2) Cherry pickers and similar devices used to
<br />raise or lower workers;
<br />f. Vehicles not described in a., b„ c, or d. above
<br />maintained primarily for purposes other than
<br />the transportation of persons or cargo.
<br />However, self-propelled vehicles with the fol-
<br />lowing types of permanently attached equip-
<br />ment are not "mobile equipment" but will be
<br />considered "autos":
<br />(1) Equipment designed primarily for:
<br />(a) Snow removal;
<br />(b) Road maintenance, but not construction
<br />or resurfacing; or
<br />(c) Street cleaning;
<br />(2) Cherry pickers and similar devices mounted
<br />on automobile or truck chassis and used to
<br />raise or lower workers; and
<br />(3) Air compressors, pumps and generators,
<br />including spraying, welding, building clean-
<br />ing, geophysical exploration, lighting and
<br />well servicing equipment.
<br />13,"Occurrence" means an accident, including con»
<br />tinuous or repeated exposure to substantially the
<br />same general harmful conditions.
<br />14,"Personal and advertising injury" means injury,
<br />including consequential "bodily injury", arising out
<br />of one or more of the following offenses:
<br />a. False arrest, detention or imprisonment
<br />b. Malicious prosecution;
<br />c. The wrongful eviction from, wrongful entry Into,
<br />or invasion of the right of private occupancy of
<br />a room, dwelling or premises that a person oc-
<br />cupies, committed by or on behalf of its owner,
<br />landlord or lessor;
<br />d. Oral or written publication of material that slan-
<br />ders or libels a person or organization or dis-
<br />parages a person's or organization's goods,
<br />products or services;
<br />e. Oral or written publication of material that vlo-
<br />lates a person's right of privacy;
<br />f. The use of another's advertising idea in your
<br />"advertisement"; or
<br />g. Infringing upon another's copyright, trade dress
<br />or slogan in your "advertisement".
<br />15."Pollutants" mean any solid, liquid, gaseous or
<br />thermal irritant or contaminant, including smoke,
<br />vapor, soot, fumes, acids, alkalis, chemicals and
<br />waste. Waste includes materials to be recycled,
<br />reconditioned or reclaimed.
<br />16. "Prod ucts-com pleted operations hazard":
<br />a. Includes all "bodily injury" and "property dam-
<br />age" occurring away from premises you own or
<br />rent and arising out of "your product" or "your
<br />work' except:
<br />(1) Products that are still in your physical pos-
<br />session; or
<br />(2) Work that has not yet been completed or
<br />abandoned, However, "your work" will be
<br />deemed completed at the earliest of the fol-
<br />lowing times:
<br />(a) When all of the work called for In your
<br />contract has been completed.
<br />(b) When all of the work to be done at the
<br />job site has been completed if your con-
<br />tract calls for work at more than one job
<br />site.
<br />(c) When that part of the work done at a job
<br />site has been put to its intended use by
<br />any person or organization other than
<br />another contractor or subcontractor
<br />working on the same project.
<br />Work that may need service, maintenance,
<br />correction, repair or replacement, but which
<br />Is otherwise complete, will be treated as
<br />completed.
<br />Page 12 of 13 Copyright, Insurance Services Office, Inc., 1997 CG 00 01 07 98
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