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b. Does not include "bodily injury' or "property damage" arising out of; (1) The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any insured; (2) The existence of tools, uninstalled equip- ment or abandoned or unused materials; or (3) Products or operations for which the classi- fication, listed in the Declarations or in a pol- cy schedule, states that products. completed operations are subject to the General Aggregate Limit. 17. "Property damage" means: a. Physical injury to tangible property, Including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the "occur- rence" that caused it. 18, "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this in- surance applies are alleged, "Suit" Includes: a. An arbitration proceeding in which such dam- ages are claimed and to which the Insured must submit or does submit with our consent; or b. Any other alternative dispute resolution pro- ceeding in which such damages are claimed and to which the Insured submits with our con- sent. 19."Temporary worker" means a person who is fur- nished to you to substitute for a permanent "em- ployee" on leave or to meet seasonal or short-term workload conditions. 20. "Your product' means: a. Any goods or products, other than real prop- erty, manufactured, sold, handled, distributed or disposed of by: (1) You; (2) Others trading under your name; or (3) A person or organization whose business or assets you have acquired; and b. Containers (other than vehicles), materials, parts or equipment furnished In connection with such goods or products. "Your product" includes: a. Warranties or representations made at any time with respect to the fitness, quality, durabil- ity, performance or use of "your product"; and b. The providing of or failure to provide warnings or instructions. "Your product" does not include vending machines or other property rented to or located for the use of others but not sold. 21. "Your work" means: a. Work or operations performed by you or on your behalf; and It. Materials, parts or equipment furnished in con- nection with such work or operations. "Your work" Includes: a. Warranties or representations made at any time with respect to the fitness, quality, durabil- ity, performance or use of "your work"; and b. The providing of or failure to provide warnings or instructions. CG 00 01 07 98 Copyright, Insurance Services Office, Inc., 1997 Page 13 of 13