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must be sent to Us within thirty-one (31) days after the date the child attains the age limit and at reasonable intervals after such date. Subject to the TERMINATION OF BENEFITS section, benefits will continue while such child: • remains incapable of self-sustaining employment because of a mental or physical handicap; and • continues to qualify as a child, except for the age limit. For Family And Medical Leave Certain leaves of absence may qualify under the Family and Medical Leave Act of 1993 (FMLA) for continuation of benefits. Please contact the Organization for information regarding the FMLA. At The Organization's Option Your Organization may elect to continue benefits by paying the Prepayment Fee for any of the reasons specified below. Please check with Your Organization if You have questions regarding continuation. If Your benefits are continued, benefits for Your dependents may also be continued. You will be notified by Your Organization how much You will be required to contribute. 1. For the period You are laid off, up to two (2) months. 2. For the period You are not at work due to injury or sickness, up to nine (9) months. 3. For the period You are not at work due to any other Organization approved leave of absence; up to two (2) months. At the end of any of the continuation periods listed above, Your benefits will be affected as follows: • if You return to work within these time periods, Your coverage will continue under the group contract; • if You do not return to work within these time periods, Your employment will be considered to end and Your benefits will end. If Your benefits end, Your dependents' benefits will also end. COBRA CONTINUATION FOR DENTAL BENEFITS The following applies to employers with 20 or more employees that are not church or government plans: If Dental Benefits for You or a dependent end, You or Your dependent may qualify for continuation of such benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, as amended (COBRA). Please contact Your Organization for information regarding continuation of insurance under COBRA. Cal -Cobra Continuation For Dental Benefits If dental benefits for You or a dependent ends, You or Your dependent may qualify for continuation of such benefits under Cal -Cobra, section 1366.20 of the California Health and Safety Code. Events that Allow Continuation, and Length of Continuation You and Your dependent may continue dental benefits under this plan for a period of up to thirty-six (36) months, if Your dental benefits would otherwise end because: 1. Your employment ends for any reason other than Your gross misconduct, or 2. Your hours worked are reduced. Your Organization must notify us of Your termination or reduction of hours within thirty-one (31) days after Your termination or reduction of hours. GCERT2011-DHMO-EOC 25C-29 15