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25C - AGMT GROUP INSURANCE
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25C - AGMT GROUP INSURANCE
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Last modified
2/1/2018 7:02:12 PM
Creation date
2/1/2018 7:10:52 PM
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City Clerk
Doc Type
Agenda Packet
Agency
Personnel Services
Item #
25C
Date
2/6/2018
Destruction Year
2023
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Exclusions and Limitations <br />Limitations <br />1. Cleanings (prophylaxis) and fluoride treatments are limited to twice a year unless medically <br />necessary. <br />2. An additional charge will be applied for any procedure using noble or high noble metal. <br />3. Full -mouth X-rays: Once initially and thereafter when diagnostically necessary, <br />4. Periodontal maintenance procedures are a covered benefit only when listed as a covered service <br />on your plan's Schedule of Benefits. If covered, periodontal maintenance procedures must follow <br />active periodontal therapy, and are limited to 2 in a 12 month period. <br />5. Dentures (full or partial): Replacement only after three (3) years have elapsed following any prior <br />provision of such dentures under a SafeGuard Benefit Plan. Replacements will be a benefit only if <br />the existing denture is unsatisfactory and can not be made satisfactory as determined by the <br />SafeGuard Selected General dentist. <br />6. Denture relines: Twice in one year <br />7. Sealants are a covered benefit only when they are listed as a covered service on your plan's <br />Schedule of Benefits. If covered, the plan benefit applies to primary and permanent molar teeth, <br />within four (4) years of eruption. <br />S. There is a $75 co -payment per crown/bridge unit in addition to regular co -payments for porcelain <br />on molars. <br />9. Surgical removal of wisdom teeth/third molar for orthodontic reasons only is not a covered <br />benefit. <br />10. Delivery of removable prosthodontics includes up to three (3) adjustments within six (6) months of <br />delivery date of service. <br />11. Surgical removal of impacted teeth is not a covered benefit unless pathology [disease] exists. <br />12. The co -payments listed for endodontic procedures do not include the cost of final restoration. <br />13. General anesthesia Is a covered benefit only when it is listed as a covered service on your plan's <br />Schedule of Benefits, and when it is administered by the treating dentist, In conjunction with oral <br />and periodontal surgical procedures. <br />Orthodontic Exclusions & Limitations <br />1. Orthodontic treatment must be provided by a SafeGuard Selected General Dentist or contracted <br />dentist whose practice is limited to providing Specialty Care in order for the cc -payments listed in <br />the Schedule of Benefits to apply. <br />2. Plan benefits shall cover twenty-four (24) months of usual and customary orthodontic treatment <br />and an additional twenty-four (24) months of retention. Treatment extending beyond such time <br />periods will be subject to a per -office -visit charge of $25 dollars. <br />3. The following are not included as orthodontic benefits: <br />A. Repair or replacement of lost or broken appliances; <br />B. Retreatment of orthodontic cases; <br />C. Treatment in progress at inception of eligibility; <br />0041 -D-SOB <br />25C-49 <br />EL's 2.15 <br />
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