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12. BODILY INJURY TO CO -EMPLOYEE COVERAGE Paragraphs 2.a.(1)(a) and 2.a.(1)(b) and 3.a of SECTION Il - WHO IS AN INSURED are amended by the addition of the fallowing: However, the exclusion for "bodily injury" only applies if the co -"employee" who sustained the "bodily injury" is entitled to benefits under any of the following: workers' compensation, unemployment compensation or disability benefits law, or any similar law. 13. INCREASED MEDICAL EXPENSE LIMIT The Medical Expense Limit described under SECTION III - LIMITS OF INSURANCE and shown in the Declarations is amended to be the greater of a. $10,000 any one person, or b. The Medical Expense Limit shown in the Declarations. The insurance provided by this paragraph for Increased Medical Expense Limit does not apply if the words "Not Covered" are shown in the Medical Expense Limit in the Declarations. 14. RESULTING MENTAL ANGUISH COVERAGE Definition 3. "Bodily injury" of DEFINITION is replaced by the following: 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these at any time. 15. BROADENED MOBILE EQUIPMENT COVERAGE Each self-propelled vehicles described in Paragraph f.(1) of Definition 12, "Mobile Equipment" of the DEFINITIONS section is "mobile equipment" and will not be considered an "auto" if the gross vehicle weight is less than 1,000 pounds. 16. INCIDENTAL MALPRACTICE LIABILITY COVERAGE a. Definition 13. "Occurrence" of the DEFINITIONS section is amended to include injury arising out of the rendering or failure to render medical or paramedical services to persons by any physician, dentist, nurse, emergency medical technician or paramedic that is employed by you to provide such services. b. Paragraph 2.a.(1)(d) of SECTION II - WHO IS AN INSURED does not apply to nurses, emergency medical technicians or paramedics referred to in Paragraph a. above. For the purpose of determining the limits of insurance for incidental medical malpractice to which this insurance applies, any act or omission together with all related acts or omissions in the furnishing of these services will be considered one "occurrence". C. The insurance provided by this paragra �Ie� j Liab lity does not apply if you are in the business of providing the medicsj��iLaa�cribed in paragraph a. above. -"� � NACIF VISION JUN 020 GL9 04 011 0716 CTokio Marine nt, Inc., 2016 Page 5 of 7 Includes copyrighted material of Ins"rE%"j�,MCL-tnc., with its permission Insured copy