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8.6 COMMERCIAL REHABILITATION LOAN LOAN PROGRAM A commercial rehabilitation loan program for business- es in the North Harbor Specific Plan area is proposed. This program is to be .used as funds are available to provide Iow interest loans and other financial incent- tives to business and property owners with uses that are consistent with the land use standards of this spe- cific plan, or wish to bring their business into full con- formance with City Codes and the Specific Plan. The loans may be used for a full range of physical improve- ments including facade improvements, parking lot improvements, landscaping or signage replacement. Sources of funds for the rehabiliation loan program may include existing and future Community Development Block Grant funds, redevelopment funds or other funds that may become available in the future. An active code enforcement program may be coupled with the commercial rehabilitation loan program. in and around the planning area to "E" or worse. If reductions in levels of service to 'E" or worse anywhere in and around the planning area would result, then occupancy permits for the project may not be issued until such time as appropriate intersection are in place. 8.7 PROJECT APPROVAL AND ADEQUACY OF PUBLIC FACILITIES Prior to the approval of any development permit pur- suant to the provisions of this specific plan, the approv- ing body shall certify that adequate public facilities, utilities and services are in place or are otherwise fund- ed to service the project, and that implementation of the project will not reduce the level or adequacy of ser- vices to others including drculation in and around the planning area. For pro'~octs larger than four acres in size, or for those that will generate more than 500 average daily vehicu- lar trips, a traffic study shall be prepared to evaluate whether sufficient capacity exists at area intersections to service trips associated with the project and whether project traffic will contibute to a significant diminution in levels of service at major area intersections. If the study finds that insufficient capacity exists or that there will be a significant diminution in levels of service, the project shall not be approved until appropriate mea- sures have been implemented or otherwise funded or that a Statement of Overriding Considerations is approved by the City Council as part of a required environmental impact report. All studies performed under that provisions of this section shall include all cumulative traffic generated by development through- out the North Harbor Spedfic Plan Area. Contributions to the area-wide circulation improvement district