19E - CONSOLIDATED ANNUAL PERFO - Laserfiche WebLink

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effective enforcement strategy. FHCOC contracted with a lending discrimination expert to analyze HMDA data and to provide a report on the results of the analysis. The findings of this report have been used to establish a basis for lender testing activities. During the report period lender testing activities were conducted with the support of HUD Fair Housing Initiatives Program (FHIP) grants. FHCOC will continue to investigate and initiate enforcement actions against lending discrimination. During the next 12 months (2004 -2005) FHCOC will conduct lending enforcement activities, and by the end of 2004 -2005 FHCOC will have conduct 10 additional lending tests within the region - this is in addition to 78 lending tests conducted from March 2002 through June 2004. ■ During the 2003 -2004 report period, FHCOC offered fair housing training sessions that were open to all local government staff. FHCOC will continue to send notices to city staff regarding upcoming training. All persons attending will receive certification of. attendance. ■ During the report period, the FHCOC provided written materials in three languages for use by local jurisdiction and other service providers. It also offered a special outreach project to immigrant populations in low- income neighborhoods to assist in informing and organizing such populations - more than 500 Orange County households were served during the 2003 -2004 report period. As a result of a previous FHIP grant, FHCOC has improved its education and outreach capacity to immigrant populations in the region, specifically immigrant communities with limited English proficiency. FHCOC will continue to distribute written materials and provide community education services. FHCOC will also design and implement a fair housing testing program to involve members of immigrant populations with limited English proficiency as a vehicle to increasing outreach to those populations. FHCOC will also continue to distribute a quarterly fair housing newsletter and other materials to service providers, the housing industry, and the public. Finally, as part of its current FHIP project, FHCOC will acquire a broader set of non - English fair housing outreach materials for distribution in various immigrant communities. ■ During the 2003 -2004 report period, FHCOC received extensive training to insure a valid audit could be conducted of insurance companies' denial rates. FHCOC was able to review some demographic data to determine turn down rates of insurance carriers in areas of high minority concentration. The review and analysis of this audit was limited due to a lack of adequate funding. Santa Ana has distinct and independent policies and programs that affect housing development. The City reviewed these policies and programs on a per project basis and when appropriate mitigated the impacts of the policies through subsidies or requirement waivers. Additionally, during the report period, the City required all recipients of funds for housing related programs to assist the jurisdiction to affirmatively further fair housing (including property owners participating in the Section 8 Rental Assistance program). 10 9/9/04 19E -13