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<br />JUL 16 '05 14:13 FROM: <br /> <br />(1) "Your product": <br /> <br />(2) "Your work"; or <br /> <br />(3) "Impaired property"; <br /> <br />If such product. work, or property is with- <br />drawn or recalled from tine merket or from use <br />bv any person ar organization because of a <br />known or suspected defect. dehciency, inade- <br />quacy or dangerouE condition ill it. <br /> <br />o. Pereonal And Advertielng Injury <br /> <br />"Bodily injury" arising out of 'personal and <br />IIIdY8rtj"ing injuryn. <br /> <br />Exclusions c. through n. do not apply to damage <br />bV fire to premises while 'rented to you or tem- <br />porarily occupied by you wIth permiuion of the <br />owner. A separate limit of insurance applies to <br />thIS coverage as described in Section III . Limits <br />Of I nsurence. <br /> <br />COVERAGE 8 PERSONAL AI~D ADVERTISING IN- <br />JURY L1A81L1lY <br /> <br />1. Ineurlng Agreement <br /> <br />a, We will pay those surns that the insured be- <br />comes legally obligated to pay as damage. <br />because of "penonal and advertising injury" <br />to which this insurance applies. We will haviO <br />the right and duty Ira defand the insured <br />against any "suit" stJoklng thoBO damage8. <br />However. we will havl! no dutY to defend the <br />insured against any "suit" seeking damages <br />for "personal and advllrtising injury' to which <br />this Insurance dOCla no.t apply. W. may. at our <br />discretion. investigate any offense and sonle <br />any claim or .~uitn thElt may result But: <br /> <br />(11 The amount we will pay for damage. is <br />limited as de.criblld in Section \II - Limit> <br />Of In.urance ; ane! <br /> <br />(21 Our right and duty to defend end when <br />we have used up the applicable limit of in~ <br />surance in the payment of judgment. or <br />5ettlem.nt~ under Coverages A Dr B at <br />medical expense. under Coverage C. <br /> <br />No other obligation or liability to pllIV BUms or <br />perform acts or servil::es is covered unless eX- <br />plicitly provided for under Supplementary Pay. <br />ments - Coverage. A and B. <br /> <br />b. This insurance applies to "personal and adl/er- <br />tising injury" caused by an offense arising out <br />of your business bU1t only if the offense was <br />committed in the "coverage territoryll during <br />the policy period. <br /> <br />2. bclueione <br /> <br />This inliOurance d09G not apply to: <br /> <br />T-146 P 16/44 F-OrO <br /> <br />a. Knowing Violation Of Rlghte Of Another <br /> <br />n Personal and advertising injury II cal.uu~d by or <br />at the direction of the insured With the knowl. <br />edge that the act would violata the righta of <br />another and would inflict "personal and ad- <br />vertiSing InJury". <br /> <br />b. Material Publiehed With Knowledge Of Fal.ity <br /> <br />"Personal and advertising injury'" arising out <br />of oral or wrinen public8tion of material. if <br />done by or at the direction 01 tha insured with <br />knowledge of it3 fal3ity. <br /> <br />c. Materiel Publiehed Prior To Pollc., period <br /> <br />.. Personal and advertising injury" arising out <br />of oral or written publication of material <br />whose first publication took place before the <br />beginning of the policy period. <br /> <br />d. Crimlnel Acte <br /> <br />"Personal and advertising injury" arising out <br />of 8 criminal ect committed bv or at the direc- <br />tion of the insured. <br /> <br />e. Contractual Uability <br /> <br />"Pontonal and advertising iniury" for which <br />the insured has assumed liability in a contract <br />or agreement. Thi6 exclusion does not apply <br />to liability for damages that the insured would <br />~ave in the absence of the contract or agree. <br />ment. <br /> <br />f. Breach Of Contrect <br /> <br />"Personal and advertising injury" arising out <br />of a breach of contract. except an Implied <br />contract to U8e another's advertising idea in <br />vour "advertisement". <br /> <br />g. Quellty Or PerfDrmence 01 Goode - Failure 10 <br />Conform To Statement. <br /> <br />"Personal and advertising injury" arieing out <br />of the failure of goode, products or services <br />to conform with any statement of quality or <br />performance made In your "advertisement". <br /> <br />h. Wrong Deecriptlon Of Price. <br /> <br />llPersonul and advertising injury" ariaing out <br />of the wrong description of the price of <br />goods. products or services stated in your <br />"advertisement" . <br /> <br />i. Infringement Of Copyright. Patent, Tradamark <br />Or Trade Secret <br /> <br />"Personal and advertising injury') arising out <br />of tha infringement of copyright, patent, <br />trademark, trade secret or other intellectual <br />property rights. <br /> <br />However. this exclusion does not applv to in- <br />fringement. in your "advertlsemen,". of copy- <br />right. trade dress or slogan. <br /> <br />CG 00 01 1001 <br /> <br />Copyright, 150 Properties, Inc.. 2000 <br /> <br />I'age 5 Df 14 <br />