CIVIC COLLECTIONS, INC. 3D - 2005

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JUL 16 '05 14:13 fROM: i. Insursd. In Media And I,nlemet Type Bu.i- neBgel "Pen,onal and advertising injury" committed by an insured whose business is: (1) Advertising. broadcf:l3ting. publiehing or telecasting: 121 Oesigning or determining content of web- sites for others: or (3) An Internet search. access, content or servIce provider_ However. this exclusion does not apply to Paragraphs 14.a.. b. and c. of "personal and adv.rtising injury" under the Oetinitions Sec- tion, For tha purpo~88 of thiS' uxclusion. the placing of Iram.., border. or lin~:s. or advertising, for you or others: anywhere ()n the Internet, is not by itself, considered the business of advertis- ing. broadcasting. publishing or telecasting. k. Electronic Chetroome Or Bulletin Boards .' Personal and advertisirlQ injurv" arising out DI an electronic chatroo", or bulletin board the insured hosts, owns, or over which the In- sured exercises control. I. Unauthorized Use Of Another's Name Or Product "Personal and advertising injury" arising out of the unauthorized use of another's name or product in your e-mail ilddress, domain name or met8tag, or any othslr similar tactics 10 milio~ lead another' 5 potential customers. m. Pollution "Per9Qnal and advertising lnJury" iluiain9 out of the actual. alleged or threatened discharge, dispersal, seepage, migration. release or as- caps of "pollutant." at any time. n. Pollution-Related Any 1055. cost or expense ari:sing out of any; (11 Roque.t. demand or order that any in- sured or others tl,st for. monitor. clean up, remove, contain. treat. detoxify or neutraliz.. or In any way respond to, or a~gess the effects of. "pollutants"; or 12) Claim or suit by air on behalf of a govern- mental llIuthor'ity for damagss because of tBsting for. moni':oring, cleaning UP. re- moving, oontaining. treating. detoxifying or neutralizing. or in any way responding to, or assessing the effects of, "pollut- ants" . T-146 P 17/44 f-070 COVERAGE C MEDICAL PAYMENTS ,. Insuring Agroamcmt .. We will pay medical expenses as described below for "bodily injury" caused bV an acci- dent: (11 On premises you own or rent: (2) On ways next to premises you own or rent; or 131 Because of your operations: provided that: (1) The accident takes place in the "coverage terntory" and during the policy period: (21 The .xpensss are incurred and reported to us within one year of tho dat. of the acci- dent: and (31 Th8 injured person submits to examine. tion. at our expense, bv physicians of our choice as often as we reasonably rSQuire. b. We will make the.e payments regardle.s 01 lault. These payments will not exceed the applicable limit of insurance. We will pay rea- sonable expone85 for: (11 First aid administered at the time of an accident; (2) Ncca3:1sry medical. surgical. x~raV and dental services, including prosthetic de- vices; and (31 Neces.ary ambulanca, hospital, profes- sional nursing and funeral servic:e:s. 2. Ellclu~ion. We will not pay expenses for "bodily injury": a. Any Insured To any insured. except "volunteer workers". b. Hi,.d Person To a person hired to do work for or on behalf of any insured or a tena.nt of any insured, D. Injury On Normally Occupied Premises To a person injured on that part 01 premises you own or rent that the person normally oc- cupies. d. Workers Compensation And Similar lawa To a per3on. whClthar or not an "employee" of any insured. il benefits lor the "bodily injury" are payablo or mu"t b. provided under a workers' compensation or disability benefits law or a similar law, CG 00 01 1001 Copyright, ISO Properti.., Inc., 2000 PIIIIS- 6 of 14