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<br />JUL 16 '05 14:14 FROM: <br /> <br />a. We heve used up the applicable limit of insur- <br />ance in 'the paymont of j'iJdgmantG or !ilsttIB~ <br />ments; or <br /> <br />b. The conditioos set forth Ilbove. or the tarms <br />of the agreement described in Paragraph f. <br />abovo, are no longer met. <br /> <br />SECTiON II - WHO IS AN INSURED <br /> <br />1. If you ere designated in the D,eclarations as: <br /> <br />8. An individual. you and 'iour spouse ars in- <br />sureds, but only with rGI;pect to the conduct <br />of 8 business of which VIJU are the sole own- <br />ar. <br /> <br />b. A pannership or jOint vel'lture. you are an inR <br />sured. Your members, your partners, and their <br />spousas ara also insureds. but only with re- <br />spect to the conduct of your bU3ina33. <br /> <br />c. A limited liability comPi~nv, you are an in- <br />sured, Your members are also insureds, but <br />only with respect to the ,conduct of your busi- <br />ness. Your managers are insureds, but only <br />with raspect to their dutios as your managers. <br /> <br />d. An organization other than a pannefship. joint <br />venture or limitod liability oompanv. you are <br />an insured. Your "executive officers" and di- <br />rectors ClIro inBureds:, but onlv with respect to <br />their duties as your offic:en or directors, Your <br />atoakholdor. ar.. liII90 in!lureds, but only with <br />rospact to thaiI' liability a,s stockholders, <br /> <br />e. A trust, you are an insurad. Your trustees are <br />elso insureds, but only with respact to their <br />duties as trusteas, <br /> <br />2. Eaah of tho following is alfiel an insured: <br /> <br />8. Your "voluntoer worker:j" only while perform- <br />ing duties related to the conduct of your busi- <br />ness. or your "emploYf'8S". arhsr than either <br />your .. executive officers" (if you are an argan~ <br />iZ8tion other than a p811nership, joint venture <br />or limited li.ability company) or your managers <br />(if you are a limited liability company), but <br />only for acta within the Qcope of their emplov~ <br />ment by you or while parforming duties re- <br />Ia.ted to the conduct of your business. How- <br />ever, none of these "employees" or "volun- <br />teer workers" are insurl~ds for: <br /> <br />(11 "Bodily injury" or "personal ond advertis- <br />ing injury": <br /> <br />(_1 To you. 10 YOLlr partners or members <br />(if you are a partnership or joint ven- <br />ture). to your members (if you are a <br />limited liability company), to a co- <br />"employaa' while in tha course of his <br />or her employment or performing du- <br />ties related t(1 the conduct of your <br />business, or t4) your other "volunteer <br />work.rs" whih performing dutias ra- <br />lated to the conduct of your business; <br /> <br />T-146 P 19/44 F-070 <br /> <br />lbl To the spouse, child. parent. brother <br />or sister of that co-"amployee" or <br />"volunteer worker" as a consequence <br />of Paragraph (1)(0) above; <br /> <br />lei For which there is ony obligation to <br />9118re damageS!: with or repay someone <br />elso who must pay damegas because <br />of the inju~y describad in Paragraphs <br />(1)(0) or (b) above; or <br /> <br />ld) Arising out of his or her providing or <br />failing to provide profes.ional health <br />care services. <br /> <br />12) "Property damage" to property: <br /> <br />lal Owned, occupied or used by, <br /> <br />lbl Rented to, in the cere. custody or <br />control of. or over which physical con- <br />trol is being exarcisad for any purpose <br />by <br /> <br />you. any of your 'amployees', "volunteer <br />worken ", any partner or member (if you <br />are a partnership or joint venture), or any <br />member (if you are 0 limited liability com- <br />pany). <br /> <br />b. Any person (other than your "employoe" or <br />"volunteer worker"). or any organization while <br />acting as your r8al 8sta18 manager. <br /> <br />c, Anv por'llon or organization having proper <br />temporary custody of your property if you die, <br />but only: <br /> <br />(1) With res pact to liability arising out of the <br />maintenance or use of that property; and <br /> <br />(::Zl Until your legal representative hae been <br />appointed. <br /> <br />d. Your logal representative if you die, but onlv <br />with ro.pect to duties as such. That repre.en- <br />tative will have all your rights and duties un- <br />der this Coverage Part. <br /> <br />3. With respect to "mobile equipment' registared In <br />your name under any motor vehicle registration <br />law, any person is an insured while driving such <br />equipment along a public highway with your per- <br />mission. Any other person or organization UUlipon- <br />sible for tha conduct of such person is also an in- <br />sured, but only with respect to liability arising out <br />of the operation of the equipment, and only if no <br />other insurance of any kind is a,,~ilable to that <br />person or organization for' this liability. However, <br />no parson or organizZltion i3 on in:sured with re- <br />SIJ8Ct to: <br /> <br />Q. "Bodily injury" to a co-"amployee" of the per- <br />son driving the equipmem; or <br /> <br />b. "Property damage" to property owned by, <br />rellted to, in the charge of or occupied bv you <br />or the employer of any person who is an in- <br />sured under this provision. <br /> <br />CG00011001 <br /> <br />Copyright, ISO Propenies, Inc.. 2000 <br /> <br />P"g. 9 af 14 <br />