CIVIC COLLECTIONS, INC. 3D - 2005

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JUl 16 '05 14:15 FROM: 4. Any organization you newly "cquire or form, oth- er than a pannsr9hip, joint Vl9lnture or limited liD- bility compeny, and over which you maintain ownership or majority intere'!n. will qualify 03 8 Named Insured if there is nc. other similar insur. anCB available to that organiziltion. However: a, Covarage undar this provi.sion is afforded only until the 90th day after yOU acquire or form the organization or the elld of the policy peri- od. whichever is aarlier; b. COllerage A does not .PI~ly to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offensB committed before you a"quired or formed tha organi:zstlon. No penton or organization is. an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is nat shown as a Named Insured in tha Declarations. SECTION III - LIMITS OF INSUR.~NCE ,. The Limite of Insurance shown in the Declarations and the rules below fix the most we will pay re- gardlesSl of the number of: e. Insureds; b. Claims made or "suits" brought; or c. Persons or organizations making claims or bringing "suits", 2. Tha General Aggragate Limit is the most we will P.Y for the sum of: a. Medical expenses under COllerage C: b. Damages under Coverage A, except damages becausa of "bodily injl"Y" or "property dam- age" included in the "products-complated op. erations hazard II; and c. Damage. under Coverage 8. 3. Tha Products-Completed Operations Aggragate limit is the most we will pay under COllarage A for damages because of "bodily injury" and "prop_ erty d.maga" included in the "products-completed operations hazard". 4, Subject to 2. abova, the Personal and Adllertising Injury Limit is the most we will pay under COller- ege B for the sum of .11 damages because of all "personal and advertising injury" susta;ned by any on8 person or organization. 5. Subject to 2. or 3. above., whichevar applies. the Each Occurrence Limit i. the most we will pay far the sum of: a. Damages under COlleraga A: and b. Medical expensas under Covarage C T-146 P 30/44 F-D70 because of all "bodily injury" and .property dem- age" BtiGing out of anyone "occurrence". 6. Subject to 5, abolle, the Damage To Premises Rented To You limit Is the moat we will pay un~ der Coveraga A for damages because of "property damage" to al1Y one promi!lle~, whilo ranted to you, or in the casa of damage by fira. whila ranl- ed to you or temporarily occupied by you with permission of tha owner. 7, Subject to 5. abova, the Medical Expanse Umitls the most we will pay under Coverage C for all medical expenses becausa of "bodily injury" sus- tained bV anyone person. The Limits 01 Insurance of this Coverage Part apply separately to each consecutive annual period and to any remaining period 01 less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy pariod is extended af- ter iSGuance for an additional period of les6 than 12 months, In that case, the additional period will be d..med pan of the last preceding period for purposes of daterminlng the limits of Insurance. SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS 1. Bankruptcy Bankruptcy or in:solvancy of rhea in.ured or of the insured's estate will not relieve us of our obliga- tions under this Coverage P8rt. 2. Duties In The Event Of Occurrence, Offen.e, Claim Or Suit a. You must ~til8 to it that we are notified as soon as practicable of an .occurrencell or an offen.. which may result in a claim, To the axtent possible, notice should include: (1) How, when and where the "occurrenoe" or offensa took place; f 21 The names and addresses of any injurad psr90nS and witnesses: and (31 The nature and location of any injury or damage arising out of the llooourren.::::e" or offens8. b. II a claim is made or "suit" is brought against any insured, you must: 111 Immediately record the specifics of the claim or "au;t" and thca date received; and (2) Notify us as soon as practicable. You must see to it that we recnive written no~ tico of tne claim or "suit" as soon as practic- able, c. You and any other invollled insured must: <<,) Immediately &snd us copies of any de- mands. notices, summonses or legal pa- pers received in connection with the claim or "suit"; CG 00 01 10 01 Copyright, ISO Properties, Inc" 2000 Page 9 of 14