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many homeowners remain unwilling to encumber their properties with additional debt, thus <br />interest in the City's housing rehabilitation programs remains weak. During the past year, the <br />City was able to utilize its ADDI funding (in combination with local funding) and Neighborhood <br />Stabilization Program (NSP) resources to assist qualified households to purchase a home; <br />however, assistance for these programs was still focused on lower income households. Finally, <br />many homebuilders throughout Orange County remain on the sidelines waiting for the housing <br />market to recover thus new housing construction has been limited a d has impacted the City's <br />housing goals. <br />13 08/24/2010 <br />