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B. AFFIRMATIVELY FURTHERING FAIR HOUSING <br />Santa Ana participated in the preparation of a regional Analysis of Impediments (AI) to Fair <br />Housing as the primary means to affirm fair housing opportunities in the community. The <br />regional Al was a joint effort of the Fair Housing Council of Orange County (FHCOC), the County <br />of Orange, and Orange County jurisdictions that receive funds from HUD. HUD regulations <br />require that an Al be prepared in conjunction with the Consolidat Plan cycle (i.e., at least <br />every five years). The current regional AI was updated in 20 IS, vers the time period of <br />program years 2005 -2006 through 2009 -2010. <br />The AI identified impediments to fair housing choice on a nal MWnd outlined strategies <br />The regional Al <br />to fai-rlWing choice: <br />• Localwictions show ter into discussions with banking institutions located in Orange <br />• Many local jurisdictions do not have a formal fair housing education system in place for <br />employees who impact fair housing issues (e.g., planning/zoning staff and code <br />enforcement staff). <br />• Insurance companies may be targeting certain zip codes for higher denial rates or different <br />terms and conditions. <br />14 08/24/2010 <br />