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<br />~c. <br /> <br />8 <br /> <br />8 <br /> <br />Medical Expenses <br />We will pay medical expenses as described below for bodily Injury caused by an occurrence: <br /> <br />1. On premises you own or rent; <br />2. On ways next to premises you own or rent; or <br /> <br />3. Because of your operations; <br /> <br />Provided that <br /> <br />1. The occurrence takes place in the coverage territory and after the retroactive date but before <br />. the end of the polley period; <br /> <br />-----~-he-expenses-are-inctlrred-and--reported-to-us-within-one--yearorthe-cfatEruf-the...occurrence; <br />and <br /> <br />3. The injured person submits to examination, at our expense, by physicians of our choice as <br />often as we reasonably require. <br /> <br />We will make these payments regardless of fault. The amount we will pay for damages is limited as <br />described in Section IV., Umits Of Insurance. We will pay reasonable expenses for: <br /> <br />.1. First aid administered at the time of an occurre~ce;" <br />2. Necessary medical, surgical, x-ray and dental services, including prosthetic devices; and <br /> <br />3. Necessary ambulance, hospital, professional nursi~ and funeral services. <br /> <br /> II. <br /> <br />WHO IS AN INSURED <br /> <br />The following are Insureds under this Coverage Part: <br />A. You. <br /> <br />B. An individual and the individual's spouse are Insureds, but only with respect to the conduct of <br />your business named in the Declarations of which such individual is the sole owner. <br /> <br />C. A partnership or joint venture is an Insured, but only if the partnership or joint venture is specifi- <br />cally listed as a Named Insured. The partnership's partners or joint venture's members and their <br />spouses are also Insureds, but only with respect to the conduct of "your business. <br /> <br />No per~on or organization is an Insured with respect to the conduct of any current or past part- <br />nership or joint venture that is not shown as a Named Insured in the Declarations. <br /> <br />D. A limited liability company is an Insured, but only if the limited liability company is specifically listed <br />as a Named Insured. The limited liability company's members are also Insureds, but only with <br />respect to the conduct of your business. Your managers are Insureds but only with respect to <br />their duties as your managers. " <br /> <br />E. If you are designated in the Declarations as other than partnership, joint venture or limited liability <br />company, the organization so designated and any executive officer," director or stockholder <br />thereof while acting within the scope of his duties for you. <br /> <br />F. Your employees, other than your execUtive officers (if you are an organization other than a <br />partnership, joiht venture or limited líability company) or your managers [If you are a limited liability <br />company), are Insureds, but only for acts within the scope of their employment by you or while <br />performing duties related to the conduct of your business . <br /> <br />79228(2/02} <br />HC0272 <br /> <br />HGL-2 <br />